Well it may be four days late for Christmas, but the snow has finally arrived for winter. I myself do not enjoy winter all the much (I dislike the cold as well), but having been born and raised here I’ve grown someone used to it. Truth? You can never get used to -30 degree temperatures no matter how long you’ve lived here. If you’re like me and spending your two weeks off in Montreal, here are some fun things you can try out rather spending your time inside hibernating.
‘Tis the season where our banks accounts take a huge dip. In one month it is Christmas which means shopping for friends and family, on top of our already current expenses. Some people may be thinking “oh great, now not only do I have to pay rent, tuition, books, I also have to worry about the holiday”. But no fear, this is where budgeting and being smart with your money will come in handy.
The beginning of the semester can always be a bit hectic. With new classes beginning and having to buy all the necessary materials, now is the time when money is always on the mind. Most classes have at least one required textbook or coursepack, if not more. If you do not have a job currently, or even if you do, trying to come up with money to pay for everything may be an issue. One thing I wish I would’ve known as a freshman student was that there are cheaper options for buying textbooks.
So as January is textbook hunting season, I’m writing this post on how to save on these pricey items. I’m sure many of you know these methods, or have even better ideas to save, but I will share my ways of saving for those of us who need a little bit of inspiration.
Before being all gung-ho, searching your class syllabi for the textbooks and running off to the McGill bookstore to buy them, do some thinking. Do I need this textbook? Can I find it online? How much will I actually use this textbook? Do I know someone else in the class? Will I be able to get a hold of this book outside of the McGill bookstore? Answering these questions can potentially save hundreds of dollars.
Christmas is coming up. This typically means damage to the bank account, but that doesn’t have to be the case. With all the time on our hands during the break, it’s the perfect time to get a seasonal job. Whether you’re going home or staying in Montréal, it’s a chance earn a little extra cash to keep you afloat this Christmas season.
Retail, shipping, restaurants, tourist attractions and catering companies are hiring. There is a massive increase in shoppers during this season, and that means many places will need extra help. It may be a good idea to try and land a job at a store that you shop, or will be buying gifts from, as you will probably get a discount. This equals SAVING money and EARNING money, could it get any better? (more…)
University students can often find their wallets very thin, their bank accounts flirting with single digit numbers (or sometimes the ever scary negatives), and debts steadily climbing. In this post I’m going to share some tips to living less frivolously but still comfortably.
Living: If you are from out of town, living can be the biggest expense, and will probably be bigger than your tuition bill. The best way to lower this bill is to find a cheap place to live. A.k.a. not the student ghetto. The ghetto may be convenient and have cute places, but it is over-priced. Being an ex-Solinite, I was not afraid to look beyond the Ghetto. I chose to live in the Plateau: a trendy, hip and exciting neighbourhood a little further away from campus. By doing this, yes I have to bike fifteen minutes to school (or about a 20 minute metro ride), but I am saving sometimes over $200 per month by living further from campus.